Representative example and terms and conditions of special offers

Representative examples

Price: CZK 250 000, Down payment (share of the purchase price paid by the customer): 30%, i.e. CZK 75 000, Term of the loan: 60 months, Monthly payment: CZK 3546, Total amount of the consumer loan: CZK 175 000 (purchase price less the share of the purchase price paid by the customer), Total amount payable by the customer: CZK 212 760 (monthly payment x number of payments), Interest rate: 7.97%, APR: 8.27% Arrangement of insurance is not a condition for providing the loan.

Price: CZK 149 999, Down payment (share of the purchase price paid by the customer): 35%, i.e. CZK 52 500, Term of the loan: 48 months, Monthly payment: CZK 1397 (47 x CZK 1397), Final increased monthly payment: CZK 52 500, Total amount of the consumer loan: CZK 97 499 (purchase price less the share of the purchase price paid by the customer), Total amount payable by the customer: CZK 118 159 (monthly payment x number of payments + final increased monthly payment), Interest rate: 6.55%, APR: 7.02%, Arrangement of insurance is not a condition for providing the loan.

The conditions for a consumer loan for a particular car may vary. The calculation of monthly payments is indicative only and depends on specific input data and individual terms and conditions of financing provided to the customer by the selected business partner. A higher APR may be the result of using a marketing campaign chosen by the customer, such as a discount on the price of the car, cash payment, or other special benefit the customer chooses to take advantage of. Financing is calculated using a product with a final, increased monthly payment equalling up to 35% of the price of the car. When providing financial services, each contract includes statutory details of the APR and complete pre-contractual information about the loan. AURES Holdings a.s. performs brokering activities for several creditors.

If you are interested in a specific calculation, please fill in the form and let our financial specialists prepare a financial plan for you tailored to your specific needs.

AAA AUTO reserves the right to change or delete any part of the contents of this website or mobile application at any time without prior notice.

AAA AUTO is not liable for the accuracy, completeness, or currency of the contents of the website, or for the currency of the range of vehicles at www.aaaauto.cz. Our database of vehicles is updated at least once a week. Information about the availability of individual vehicles is available on our customer line, via the electronic contact form on the card for the specific car, or at branches of AAA AUTO. AAA AUTO reserves the right to conclude all contractual relationships in writing. This does not constitute a binding offer in the sense of Section 1732 of the Civil Code.

Terms and conditions of special offers and explanation of terms:

“Summer Discounts” special offer

The photo of the car is illustrative only and the price is valid when buying a used car on credit using selected partners’ products. The “Summer Discounts” special offer applies to discounted cars listed at www.aaaauto.com/discount/ or can be used by all customers buying a car valued at more than CZK 50 000, with year of production from 2000 onward, while taking advantage of financing through selected partners’ products. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. More information about discounted cars and the terms and conditions of discounts can be provided by branch staff. The special offer is valid from 1 June 2016 to 31 August 2016. AURES Holdings a.s. performs brokering activities for several creditors. The availability of cars must be verified on our customer line. This does not constitute a binding offer in the sense of Section 1732 of the Civil Code.

Special Offer “Up to 6 Monthly Payments Cashback”

The special offer “Up to 6 Monthly Payments Cashback” is available at any branch of AAA AUTO in the Czech Republic. The special offer is open to all customers buying a car valued at more than CZK 60 000, with year of production from 2001 onward, while taking advantage of financing through selected partners’ products. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. This special offer is valid from 1 June 2016 until further notice.

“Discount of the Year”

This concerns the difference between the original price of the car in cash and the current price of the car in cash. The currently listed cash price already includes the discount. Information about discounted cars is provided by branch staff. The special offer is available at all branches of AURES Holdings a.s. from 17 December 2015 until further notice.

“Save”

This concerns the difference between the original list price of a new car and the current price of the car. The currently listed price already includes the saving. Information about discounted cars is provided by branch staff. The special offer is available at all branches of AURES Holdings a.s. from 10 December 2015 until further notice.

Special Price/Special Price on a Loan

Cars can be purchased at a Special Price by all customers financing the purchase of their car through selected partners’ products. The offer applies to cars with an indicated Special Price. If a Special Price is shown for a car, the price already includes the discount. The monthly payments shown for individual cars with a Special Price are minimum monthly payments. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. The special offer is available at all branches of AURES Holdings a.s. from 29 September 2015 until further notice.

“Car on Credit with No Increase in Price”

The special offer to buy a car on credit with no increase in price is available to all customers who take advantage of financing through selected partners’ products with a down payment of 50% and fixed repayment period of 12 months. The special offer applies to cars in the category http://www.aaaauto.cz/bez-navyseni/. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. The special offer is available at all branches of AURES Holdings a.s. from 18 February 2016 until further notice. AURES Holdings a.s. performs brokering activities for several creditors. This does not constitute a binding offer in the sense of Section 1732 of the Civil Code.

Terms and Conditions of the “Unbeatable Offer”

The special “Unbeatable Offer” is available at all branches of AURES Holdings a.s. The offer is open to all customers who take advantage of financing through selected partners’ products when purchasing their car. The offer applies to cars with a special symbol at the www.aaaauto.cz website, where the indicated price already includes the discount. The monthly payments shown for individual cars under this special offer are minimum monthly payments. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. Information about discounted cars and the terms and conditions of discounts can be provided by branch staff. The special offer is valid from 29 September 2015 until further notice. Prices include VAT. The indicated prices are special prices that apply when financing through selected partners’ products.

Terms and conditions of the special offer “Up to CZK 40 000 Cashback”

The special offer “Up to CZK 40 000 Cashback” is available at any branch of AAA AUTO in the Czech Republic. The special offer is open to all customers who buy a car valued at more than CZK 60 000, with year of production from 2001 onward, while taking advantage of financing through selected partners’ products. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. The offer is valid from 13 April 2015 until further notice.

Terms and Conditions of the “Interest-Free Loan”

This special offer applies to cars with year of production from 2014 – 2015 and under 10 000 km mileage, for a maximum loan of CZK 2 mil., a down payment of at least 60%, and repayment term of 24 months or more. All photos are illustrative only. AAA AUTO performs brokering activities for several creditors. This does not constitute a binding offer in the sense of Section 1732 of the Civil Code. The offer is valid until 31 December 2016, and the provider reserves the right to change or terminate the offer at any time. Sales staff will be happy to inform you about current special offers. The offer cannot be combined with other special offers or discounts.

Representative example “Interest-Free Loan”

Škoda Citigo 1.0 MPI, year 2014
Price: CZK 250 000
Down payment (share of the purchase price paid by the customer): 60%, i.e. CZK 150 000
Term of the loan: 60 months
Interest rate: 0 %
Monthly payment: CZK 2776
Total amount of the consumer loan: CZK 100 000 (purchase price less the share of the purchase price paid by the customer)
Total amount payable by the customer: CZK 166 515 (monthly payment x number of payments)
APR: 24.67%, Insurance is a condition for providing the loan (third party and accident).

The conditions for a consumer loan for a particular car may vary. If you are interested in a specific calculation, contact us on 800 110 800 and let our financial specialists prepare a financial plan for you tailored to your specific needs.

When providing financial services, each contract includes statutory details of the APR and complete pre-contractual information about the loan. A higher APR may be the result of using a marketing campaign chosen by the customer, such as a discount on the price of the car, cash payment, or other special benefit the customer chooses to take advantage of. The conditions for a consumer loan for a particular car may vary. AURES Holdings a.s. performs brokering activities for several creditors.

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