The conditions for a consumer loan for a particular car may vary. The calculation of monthly payments is indicative only and depends on specific input data and individual terms and conditions of financing provided to the customer by the selected business partner. A higher APR may be the result of using a marketing campaign chosen by the customer, such as a discount on the price of the car, cash payment, or other special benefit the customer chooses to take advantage of. Financing is calculated using a product with a final, increased monthly payment equalling up to 35% of the price of the car. When providing financial services, each contract includes statutory details of the APR and complete pre-contractual information about the loan. AURES Holdings a.s. performs brokering activities for several creditors
If you are interested in a specific calculation, please fill in the form and let our financial specialists prepare a financial plan for you tailored to your specific needs.
AAA AUTO reserves the right to change or delete any part of the contents of this website or mobile application at any time without prior notice.
AAA AUTO is not liable for the accuracy, completeness or currency of the contents of the website, or for the currency of the range of vehicles at www.aaaauto.cz. Our database of vehicles is updated at least once a week. Information about the availability of individual vehicles is available on our customer line, via the electronic contact form on the card for the specific car, or at branches of AAA AUTO. AAA AUTO reserves the right to conclude all contractual relationships in writing. This does not constitute a binding offer in the sense of Section 1732 of the Civil Code.
Terms and conditions of special offers and explanation of terms:
Black Friday
“Black Friday” applies to discounted cars listed at www.aaaauto.cz/discount/ or it can be used by all customers buying a car valued at more than CZK 50 000, with year of production from 2001 onward, while taking advantage of financing through selected partners’ products. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. The maximum discount is CZK 100 000. More information about discounted cars and the terms and conditions of discounts can be provided by branch staff. This special offer is available from 4-9 May 2017.
Discount Madness
“Discount Madness” applies to discounted cars listed at www.aaaauto.com/discount/ or may be used by all customers buying a car valued at more than CZK 50 000, with year of production from 2001 onward, while taking advantage of financing through selected partners’ products. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. The maximum discount is CZK 100 000. More information about discounted cars and the terms and conditions of discounts can be provided by branch staff. This special offer is valid from 1 April 2017 until further notice.
Representative example: Price: CZK 149 999 Down payment (share of the purchase price paid by the customer): 35%, i.e. CZK 52 500 Term of the loan: 48 months Monthly payment: CZK 1397 (47 x CZK 1397) Final increased monthly payment: CZK 52 500 Total amount of the consumer loan: CZK 97 499 (purchase price less the share of the purchase price paid by the customer). Total amount payable by the customer: CZK 118 159 (monthly payment x number of payments + final increased monthly payment). Interest rate: 6.55% APR: 7.02% Arrangement of insurance is not a condition for providing the loan. AURES Holdings a.s. performs brokering activities for several creditors. The availability of cars must be verified on our customer line. This does not constitute a binding offer in the sense of Section 1732 of the Civil Code. The figure “Monthly from” indicates the minimum monthly payment when financing through a loan; a product with a final, increased monthly payment equalling up to 35% of the price of the car may be used to calculate financing. A higher APR may be the result of using a marketing campaign chosen by the customer, such as a discount on the price of the car, cash payment, or other special benefit the customer chooses to take advantage of. The conditions for a consumer loan for a particular car may vary. Individual offers cannot be combined with other special offers and discounts or claimed retroactively.
Special Offer 100/80
This offer is valid for cars costing more than CZK 150 000, with year of production from 2007 onward, while financing through selected partners’ products. A condition of this offer is a down payment of 0 to 40%, a min. financed sum of CZK 100 000, and a loan repayment term of at least 36 months. As part of this special offer, the customer receives CZK 20 000 cashback, which can be used to repay the loan.
Representative example: Price of the car CZK 280 000; Down payment CZK 56 000; Down payment paid by the customer CZK 56 000; Amount paid back to the customer CZK 20 000; Financed sum CZK 224 000; Repayment term 60 months; Monthly payment CZK 4672; APR 9.71%; Interest 9.2%. The total amount payable by the customer is CZK 280 320.
This offer cannot be combined with other special offers and discounts and cannot be claimed retroactively.
Special Offer “Up to 6 Monthly Payments Cashback”
The special offer “Up to 6 Monthly Payments Cashback” is available at any AAA AUTO branch in the Czech Republic. The special offer is open to all customers buying a car valued at more than CZK 60 000, with year of production from 2001 onward, while taking advantage of financing through selected partners’ products. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. This special offer is valid from 1 June 2016 until further notice.
“Discount of the Week”
This concerns the difference between the original price of the car and the current price of the car. The currently listed price already includes the discount. Information about discounted cars is provided by branch staff. The special offer is available at all branches of AURES Holdings a.s. from 17 December 2015 until further notice.
“Save”
This concerns the difference between the original price of a new car and the current price of the car. The currently listed price already includes the saving. Information about discounted cars is provided by branch staff. The special offer is available at all branches of AURES Holdings a.s. from 10 December 2015 until further notice.
“Car on Credit with No Increase in Price”
The special offer to buy a car on credit with no increase in price is available to all customers who take advantage of financing through selected partners’ products with a down payment from 50% and fixed repayment period of 12 months. The offer applies to cars with year of production from 2007 onward and a retail price of CZK 50 000 - 200 000. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. The special offer is available at all branches of AURES Holdings a.s. from 1 March 2017 until further notice. This does not constitute a binding offer in the sense of Section 1732 of the Civil Code.
“Special Price”
All customers can buy a car at a Special Price when taking advantage of financing through selected partners’ products. The offer applies to cars with an indicated Special Price. If a Special Price is shown for a car, the price already includes the discount. The monthly payments shown for individual cars with a Special Price are minimum monthly payments. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. The special offer is available at all branches of AURES Holdings a.s. from 29 September 2015 until further notice.
“Up to CZK 40 000 Cashback”
The special offer “Up to CZK 40 000 Cashback” is available at any AAA AUTO branch in the Czech Republic. The special offer is open to all customers buying a car valued at more than CZK 60 000, with year of production from 2001 onward, while taking advantage of financing through selected partners’ products. This offer cannot be combined with other, currently running special offers and discounts and cannot be claimed retroactively. This special offer is valid from 1 June 2016 until further notice.
Representative example:
Price: CZK 250 000, Down payment (share of the purchase price paid by the customer): 30%, i.e. CZK 75 000, Term of the loan: 60 months, Monthly payment: CZK 3546, Total amount of the consumer loan: CZK 175 000 (purchase price less the share of the purchase price paid by the customer), Total amount payable by the customer: CZK 212 760 (monthly payment x number of payments), Interest rate: 7.97%, APR: 8.27% Arrangement of insurance is not a condition for providing the loan.
Price: CZK 149 999, Down payment (share of the purchase price paid by the customer): 35%, i.e. CZK 52 500, Term of the loan: 48 months, Monthly payment: CZK 1397 (47 x CZK 1397), Final increased monthly payment: CZK 52 500, Total amount of the consumer loan: CZK 97 499 (purchase price less the share of the purchase price paid by the customer), Total amount payable by the customer: CZK 118 159 (monthly payment x number of payments + final increased monthly payment), Interest rate: 6.55%, APR: 7.02%, Arrangement of insurance is not a condition for providing the loan.
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